Home pathways and counseling center
Bridging Gaps, Building Black Ownership
We are committed to closing the gap between rental housing and homeownership for Black communities and underserved individuals in the Greater Washington area. By confronting systemic barriers and providing tailored services—like homebuyer education, credit improvement, foreclosure prevention, and wealth preservation—we are paving a pathway to financial stability and generational wealth. With a vision of an equitable region where homeownership is a reality for everyone, we work tirelessly to turn economic disparities into opportunities. Our goal is clear: making the dream of generational wealth attainable for families across the region.
Our
Mission
To uplift Black communities and underserved individuals in the Greater Washington area by bridging the divide between rental housing and homeownership. Through education, resources, and personalized support, we help families achieve financial stability, overcome economic challenges, and build lasting wealth.
Our
Vision
A future where homeownership is within reach for all, with 95,000 more Black families proudly owning their homes. We envision a world where generational wealth is not just a dream, but a reality for every individual in our community.
Our
Purpose
The GWUL Home Pathways and Counseling Center is here to create pathways to financial security and prosperity. We provide personalized services, such as homebuyer education, credit improvement, foreclosure prevention, and wealth preservation. By addressing the barriers that stand in the way of homeownership, we offer sustainable solutions that can change the trajectory of families’ futures.
Need assistance?
We can help you with
- Mapping Your Homeownership Plan
- Mastering the Home Buying Process
- Finding and Applying for Closing Cost and Down Payment Assistance
- Uplifting Your Credit Scores and Lowering Borrowing Costs
- Designating Funds to Protect and Maintain Your Investment
- Tackling Post-Purchase Issues
- Combating Threats of Foreclosure
- Transferring Your Wealth
applicants received down payment and closing cost assistance annually.
people received inclusion zoning help, credit and foreclosure counseling, and home rehabilitation assistance.
residents participated in homeownership workshops and default prevention programs.
HOME PURCHASE ASSISTANCE Program
Coming soon
HOUSING & HOME BUYER EDUCATION
Inclusionary Zoning Program
Inclusionary Zoning Program
The Inclusionary Zoning program supports income-eligible residents of Washington, DC, by offering housing options below market prices. To participate, eligible households must attend an Inclusionary Zoning Orientation at GWUL and register for the lottery through the DC DHCD website.
Inclusionary Zoning Orientation
Check the events section for upcoming orientation dates and registration details.
For questions about the program email: IZ@gwul.org
Moderately Priced Dwelling Units (MPDU)
First-time homebuyers in Montgomery County, MD, can apply for affordable housing through the Moderately Priced Dwelling Units (MPDU) program. This program offers homes at affordable prices—both new and resale—available to first-time homebuyers with moderate income levels.
To apply, you must attend three mandatory online educational sessions:
- MPDU Orientation Seminar
- First-Time Homebuyer Classes
- Application Tutorial
To move forward, you must score 80% or more on the post-test for each class and obtain a certificate of completion. Please check the events page for the latest class schedule.
To begin your application, complete the intake form and email it to mpdu@gwul.org.
HOMEBUYERS CLUB
Learn more
The Greater Washington Urban League’s Home Buyers Club is a comprehensive 18-month program for first-time homebuyers. Through monthly seminars and consistent support from Certified Housing Counselors, participants gain clarity and confidence to navigate the home-buying process.
To qualify for the Home Buyers Club, participants must:
- Be 18 years or older
- Have sufficient income to afford mortgage payments
- Participate in the program for at least 6 months
- Contribute $50 monthly to a Capital One Savings account
To join, complete the Home Buyers Club Intake Application, including a Credit Report Authorization. This will help us determine if you’re ready to purchase a home. Once your form is reviewed, we will confirm your participation.
For questions about the program email:Â hcml@gwul.org
HOUSING COUNSELING SERVICES
Foreclosure Counseling Assistance
We offer FREE assistance to homeowners in Washington, DC, Prince George’s County, and Montgomery County who are facing foreclosure. Our team will work with you and your loan servicer to create a resolution plan and connect you with additional resources.
For questions, email: hcml@gwul.org
1st Time Homebuyers Workshop
This 8-hour workshop for first-time homebuyers covers everything you need to know to successfully purchase your first home. Check the GWUL Events Calendar for upcoming dates.